Travel Medical
Comprehensive Travel Protection provides peace of mind with value priced travel protection plans, combining travel insurance
Find different types of travel insurance and trip insurance for individuals, families, students, groups, and businesses.
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Quality travel medical coverage at a reasonable price

Travel is a major part of everyone’s life as more and more of us take holidays and make business trips abroad. It is possible to arrange Holiday Insurance to cover specialized sports activities, planned hazardous activities such as rock climbing and diving. Pre booked diving holidays may also be covered. This cover may be arranged on Single-Trip, Annual Multi-Trip, Extended Stay, Backpackers Travel and Business Travel policies.

Unlike most insurance products that are provided annually, travel insurance is a product you buy on a per-trip basis, as you need it. When things turn bad, it's useful to have a safety net.

Naturally, all policies can differ in requirements and various restrictions.

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The purpose of travel insurance is to provide protection for travelers against the unique risks associated with travel, before trip departure and during the trip itself. Many of these risks, such as trip interruption, are not generally covered by any other insurance available to travelers.
Trip Cancellation
It is an unfortunate fact every year thousands of people have to cancel their holiday unexpectedly due to reasons of illness, injury or unforeseen circumstances. To add to the disappointment, if you do not have adequate travel insurance you could be liable for a cancellation charge which could amount to the full cost of your holiday.

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What is Travel Insurance?
Travel insurance protects a travelers vacation cost against cancellation and interruption while also providing medical, lost or damaged property and travel delay coverage. Travelers are reimbursed if they have to cancel or interrupt their travel, they are also covered should the need arise for emergency medical treatment, medical evacuation and a number of other situations.
Travel insurance can be broken down into the following major categories:
Trip Cancellation
Reimburses travelers unable to take their trip due to Illness or death (of the traveler or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc.

Trip Interruption
Reimburses travelers if they have to cut short their trip due to Illness or death (of the traveler or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc.

Reimburses medical and emergency dental costs. Almost all travel insurance plans work by reimbursing the traveler after they have paid locally for treatment. Claims are usually paid within 7 to 10 days. Pre-Existing conditions are covered by most policies if the policy is purchased within (at the most) 21 days from the date the traveler made the first trip payment (deposit).

Medical Evacuation
Provides emergency transportation to either a local hospital in the event the traveler is unable to get there by themselves or back to a hospital near the travelers home. If family members are covered on the same policy they can return home also.

International Medical Insurance
International Medical Insurance is short or long term insurance designed to reimburse you for medical expenses incurred while traveling or living in a foreign country. Maximum policy coverage is usually large enough to cover major medical expenses such as emergency surgery and extended hospital stays. Overseas medical insurance coverage is usually subject to a specified deductible and co-insurance or co-pay. Plans may include emergency evacuation, reunion, and repatriation benefits as well as other travel assistance services. The plan coverage may be single trip, multi-trip or renewable.

visitors to the USA, immigrants, US visa workers, foreign students who study inside the US, US students who study abroad,...

Accidental Death This coverage is split into 3 parts
  • Air Flight Accident

    Covers death or dismemberment during an air flight only. Usually provides the highest amount of coverage due to a lower risk.
  • Common Carrier

    Covers death or dismemberment while traveling on public transport such as, plane, ferry, train, bus or taxi.
  • Accidental Death

    Covers death or dismemberment at any time on your trip. Usually provides the lowest amount of coverage due to a higher risk.
Travel Delay
Reimburses travelers for hotel, food or clothing expenses in the event of a flight delay. Some plans also cover costs associated with catching up to a cruise should a delay cause the traveler to miss embarkation.
Baggage Loss
Reimburses travelers for lost, stolen or damaged personal items. This coverage is usually for the duration of the trip and not confined to baggage damaged or lost by the airline. There are two policy limits, total claim and per item maximum. Some policies also place limits on the type of items that can be claimed for such as jewelry, laptops and sporting goods.
Rental Car Damage
Reimburses travelers for damage or loss to a rental vehicle. It is designed to allow the traveler to decline CDW (collision damage waiver) coverage offered by the car rental companies. Liability coverage should still be purchased through the car rental company. Rental Car Damage coverage is also often included with the credit card used to pay for the car rental which is often identical to the coverage provided in the policy.
Assistance Services
Provides a 24 hour collect call advice and assistance service to travelers. This service can be used anytime a traveler needs advice.
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